Ajman Bank shareholders approved a cash dividend equivalent to 50% of net profit for the year ended 31 December 2025, representing 9.18% of paid-up capital. The resolution was passed during the Annual General Meeting, reflecting confidence in the lender’s earnings trajectory.
The approval follows a record financial performance in 2025. Net profit before tax reached AED548 million, marking a 25% year-on-year increase. Meanwhile, net profit after tax rose to AED500 million.
Total assets expanded 44% to AED32.9 billion. Consequently, the balance sheet strengthened significantly, reinforcing capital adequacy and liquidity buffers.
Balance Sheet Growth and Capital Discipline
Management highlighted continued progress in executing strategic priorities. Moreover, the bank maintained disciplined growth while strengthening its capital base.
“The UAE banking sector continues to operate from a position of stability and strength, supported by well-established regulatory frameworks and a resilient economic environment. Financial institutions play a central role in supporting economic activity, facilitating capital flows, and advancing national development priorities.
“Ajman Bank’s performance in 2025 reflects disciplined execution and prudent governance. The approved dividend distribution aligns with the Bank’s balanced capital management strategy and its commitment to delivering sustainable value to shareholders. Guided by a clear strategic vision, the Bank continues to strengthen its institutional foundations and reinforce its role within the national financial system, supporting long-term economic development.”
“Ajman Bank’s record results reflect consistent performance across its core activities and the strength of its capital base. The Bank continues to focus on advancing its digital and AI-enabled capabilities, reinforcing governance frameworks, and achieving disciplined growth aligned with long-term shareholder value and financial system stability.”
In addition to the dividend approval, shareholders ratified the board report, audited financial statements and other agenda items in line with regulatory requirements. Therefore, governance and compliance frameworks remain central to the bank’s operating model.
Strategic Outlook
The bank continues to advance its Vision 2030 agenda. Additionally, it maintains a balanced growth strategy anchored in prudent risk management and capital discipline.
As a result, the lender aims to sustain profitability while preserving resilience across market cycles.
