First Abu Dhabi Bank (FAB) recorded a 20.8% year-on-year increase in net profit for the third quarter, reaching AED 5.39 billion (USD 1.47 billion). The growth was supported by strong client activity, diversified revenue streams, and higher contributions from expanding trade corridors.
Operating income for Q3 rose to AED 9.34 billion, marking a 14% increase from AED 8.20 billion a year earlier. Net interest income climbed to AED 5 billion, compared to AED 4.89 billion in Q3 2024, while net impairment charges for the quarter stood at AED 850 million.
For the first nine months of 2025, FAB reported a group net profit of AED 16.02 billion, up 24% year-on-year. Group revenue increased by 16% to AED 27.65 billion, and the Return on Tangible Equity (RoTE) stood at 20%, exceeding the bank’s medium-term targets.
Operating income for the same period grew 16% year-on-year to AED 27.65 billion, while net interest income advanced 2% to AED 14.96 billion. The bank’s total assets reached AED 1.38 trillion, reflecting a 14% rise year-to-date.
FAB’s investment banking division led revenue growth, achieving a 17% increase year-on-year to AED 9.09 billion. This performance was driven by a 27% rise in lending year-to-date and supported by a robust deal pipeline and effective execution. The unit facilitated AED 261 billion in client fundraising through equity and debt capital market (ECM and DCM) platforms.
