Dubai Holding Real Estate and Emirates NBD have formed a strategic partnership to introduce integrated mortgage financing for off-plan residential developments across Meraas, Nakheel and Dubai Properties. The initiative is designed to embed financing within the property purchase journey, simplifying access to home loans for buyers.
The solution brings a more structured approach to off-plan transactions by enabling eligible buyers to secure tailored mortgage options at an early stage. Integrating financing into the sales process improves clarity around affordability, offers competitive rates, and supports a smoother progression from booking to handover.
Available to both UAE residents and international investors, subject to approval, the offering enhances transparency while reducing uncertainty throughout the purchase cycle. It also contributes to the broader objective of ensuring sustainable growth within Dubai’s real estate market.
The partnership moves beyond conventional developer-led payment plans by incorporating banking services directly into Dubai Holding Real Estate’s portfolio. Early mortgage pre-approval allows buyers to plan their finances more effectively and manage cash flow during the construction phase.
This collaboration aligns with Dubai’s long-term urban development agenda, particularly the Dubai 2040 Urban Master Plan, by improving housing accessibility and reinforcing a resilient and well-regulated property sector.
Industry stakeholders noted that integrating financing earlier in the transaction process creates a more predictable and streamlined homebuying experience. It also supports stronger buyer confidence and encourages responsible lending practices across the sector.
Dubai’s property market continues to demonstrate strong performance, recording over 270,000 transactions valued at AED 917B in 2025. Off-plan developments accounted for more than 70 per cent of these deals, highlighting the growing importance of initiatives that support this segment and sustain investor interest.
