Shareholders of Abu Dhabi Islamic Bank approved a cash dividend of 97.05 fils per share during the Annual General Assembly held on Wednesday. The total payout amounts to AED3.52 billion, representing 50% of the bank’s 2025 net profit.
The dividend marks an increase from 83 fils per share distributed for the 2024 financial year. Consequently, the higher payout reflects strong earnings growth and continued capital strength.
Strong Financial Performance in 2025
The bank reported net profit before tax of AED8.1 billion in 2025, representing an 18% year-on-year increase. Moreover, return on equity reached 29%, underscoring strong profitability.
Total assets grew 24% to AED281 billion. Additionally, customer financing expanded alongside solid growth in deposits, supporting balance-sheet expansion.
Asset quality also improved during the year. As a result, the non-performing financing ratio declined to its lowest level on record, strengthening the bank’s overall financial profile.
Furthermore, the bank attracted approximately 283,000 new customers during the year. These results coincided with the launch of Vision 2035, which outlines a long-term strategy for sustainable growth and value creation.
Strategic Outlook and Governance Approvals
During the meeting, shareholders also approved the board of directors’ report, the auditors’ report and the financial statements for 2025.
Jawaan Awaidha Suhail Al Khaili, ADIB’s Chairman, said, “During the year, we continued to advance our sustainability agenda, taking meaningful steps to support our ESG roadmap, including our commitment to reducing our carbon footprint and expanding sustainable financing. With the launch of Vision 2035, we have set a clear and transformative roadmap that positions ADIB at the forefront of the industry, driven by innovation, digital and AI capabilities, a strong customer focus, and a deep commitment to long-term sustainable growth.”
Mohamed Abdelbary, ADIB’s Group Chief Executive Officer, said, “As we begin a new strategic chapter with the launch of ADIB Vision 2035, we are building on five years of consistent outperformance to position ADIB as a future-ready, innovative Islamic bank focused on sustainable growth, customer value and long-term shareholder returns.”
