Arab Bank Group reported a strong performance for the first quarter, with net income after tax rising by 7% to $271 million, compared to $252.8 million during the same period last year.
For the three months ending 31 March 2025, the Group’s assets grew by 6% to $72.7 billion. Loans increased by 5% to reach $39.1 billion, while customer deposits rose by 7% to $53.2 billion. Arab Bank also maintained a solid capital base with total equity of $12.1 billion.
Chairman Sabih Masri stated that the first-quarter results were robust despite challenging global economic and geopolitical conditions. He credited the Group’s diversified, agile business model and broad regional presence, particularly within the GCC, for its performance. Masri further highlighted the bank’s strong capital position, quality assets, sound liquidity, and prudent risk management framework as key strengths.
He expressed confidence in Arab Bank’s ability to deliver sustainable returns, supported by its forward-looking vision and integrated institutional strategy.
Chief Executive Officer Randa Sadik noted that Arab Bank’s resilience enabled it to achieve consistent results while maintaining a strong balance sheet. Revenue increased by 4%, driven by steady business growth.
Sadik also highlighted the Group’s healthy liquidity and asset quality, with a loan-to-deposit ratio of 74% and credit provisions exceeding 100% of non-performing loans. The Group’s capital adequacy ratio stood at 17.2%, mainly comprising common equity.
She emphasised the Group’s progress in digital innovation, aimed at improving customer experiences and shareholder value. Arab Bank also recently unveiled a refreshed brand identity, reflecting its legacy and ambition to empower customers and communities across the MENA region.
