Dubai-based fintech Ziina has filed a patent for a “payment keyboard” that facilitates the flow of money in the digital space. Currently, in beta, the keyboard can be used by businesses to generate payment links and collect payments from any messaging app, including WhatsApp, Instagram, and Messenger, in three steps.
“The ZiiBoard (was) created especially for businesses,” said Faisal Toukan, CEO and co-founder of the app. “Since inception in 2020, we have made it our focus to design and build the most seamless way for individuals to send and receive money.”
The ZiiBoard allows SMEs and freelancers to request payments from clients directly within any messaging app. The ZiiBoard allows businesses to get paid via Apple Pay, Google Pay, or any international card. The recent Mastercard’s New Payments Index 2022 found 88 percent of consumers in the UAE prefer ‘convenience over cash’, using at least one emerging payment method in the last year.
Customers receive their invoices and are able to pay them seamlessly and instantly. “Transactions that take 10-20 minutes of back and forth are now reduced to 10 seconds,” said a statement.
Businesses just need to download the Ziina app and enable ZiiBoard, and it will appear alongside the emoji keyboard or other language keyboards. Ziina’s business can seamlessly integrate payments into chat flows with customers and friends.