Abu Dhabi Islamic Bank (ADIB) posted a net profit after tax of AED 7.1 billion for the year ended 2025, reflecting a 16% year-on-year increase. Net profit before tax rose by 18% to AED 8.1 billion, underlining strong overall financial performance.
Net profit after tax for the fourth quarter of 2025 reached AED 1.75 billion, representing a 20% increase compared to the same period last year. Net profit before tax climbed by 25% to AED 2.05 billion, supported by heightened business momentum and sustained expansion of the customer base.
Total revenues for 2025 grew to AED 12.3 billion, marking a 16% year-on-year rise, driven by steady contributions from both funded and non-funded income streams. Funded income increased by 15% to AED 7.6 billion, while non-funded income rose by 17% to AED 4.8 billion, accounting for 39% of total operating income.
Jawaan Awaidah Al Khaili, Chairman of ADIB’s Board of Directors, described 2025 as a defining year for the group, highlighted by record profitability, robust balance sheet growth, and competitive sector returns. He noted that ADIB is moving into a new phase under its 2035 Vision, anchored by a five-year strategy focused on accelerating growth, advancing strategic transformation, and delivering sustainable long-term value to shareholders.
Mohamed Abdelbary, Group Chief Executive Officer of ADIB, said the bank delivered strong results in 2025, with all business segments performing well amid higher customer engagement and increased demand for financing solutions. He added that balanced growth across funded and non-funded income streams demonstrates the resilience of ADIB’s diversified business model and the success of its cross-selling initiatives.
From a balance sheet perspective, total assets rose by 24% year-on-year to approximately AED 281 billion by the end of 2025. This growth was supported by a 26% increase in total customer financing to AED 186 billion, alongside the continued expansion of the bank’s investment portfolio.
Customer deposits increased by 25% to AED 229 billion, with current and savings accounts comprising 64% of total deposits. The Board of Directors proposed a cash dividend of 97 fils per share, translating into total distributions of AED 3.5 billion, equivalent to 50% of net profit.
